Budget trackers just tell you what you spent. We tell you what to do next.
Are you tired of feeling anxious about money? Do you know exactly when your debt will be paid off, or how many days your emergency savings will actually last? YOR acts as your automated financial coach, giving you a complete diagnosis of your financial health.
Financial Diagnosis
We crunch your numbers to uncover hidden vulnerabilities and calculate your true Net Worth.
The Debt Bleed Audit
Discover exactly how much money you are losing to interest, and the fastest mathematical way to stop the bleeding.
Personalized Action Plan
Get a tailored, prioritized checklist of what you need to do right now to stabilize your finances.
Know Your Financial Health Score
Stop guessing. Get a clear, objective score (0-100) that reveals exactly where you stand compared to financial benchmarks.
Risk & Emergency Runway
Discover your exact "Emergency Runway." We will tell you precisely how many days your cash reserves will last in a crisis and flag critical gaps in your safety net.
Cash Flow & Lazy Money Check
Are you spending more than you earn? Is your cash sitting in a low-yield account losing value to inflation? We highlight your Free Cash Flow and expose any "lazy money" dragging you down.
Built for wherever you are on your financial journey
The Debt Crusher
You are stuck in the credit card minimum payment loop and need a clear way out.
The Paycheck Survivor
You constantly run out of money before your next payday and want to build a buffer.
The Foundation Builder
You want to save for a major life goal but don't know how to optimize your cash.
The Wealth Optimizer
You have cash, but want a second opinion to ensure your setup is highly efficient.