Terms of Service

Last Updated: February 14, 2025

Welcome to YOR. ("we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website and services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please discontinue using the Service.

Acceptance of Terms

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use our Services.

User Accounts

To access certain features of our Services, you may need to create a user account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. We reserve the right to suspend or terminate accounts that violate these Terms.

Use of Services

By using our Services, you agree to comply with all applicable laws and regulations and refrain from any activity that disrupts or harms other users or our platform. In addition, your use of the Services is subject to the following restrictions:

You represent, warrant, and agree that you will not:

  • Upload, post, or share any content that infringes on the intellectual property rights or other rights of any individual or entity.
  • Violate any applicable laws or regulations, including but not limited to export control laws, privacy laws, the Fair Credit Reporting Act (FCRA), and the Gramm-Leach-Bliley Act (GLBA).
  • Engage in fraudulent, deceptive, threatening, harassing, defamatory, obscene, or otherwise objectionable conduct.
  • Jeopardize the security of your account or anyone else's account, including allowing unauthorized access to your account.
  • Attempt to obtain login credentials, passwords, or other security information from any other user.
  • Breach or attempt to bypass the security of any computer network, crack passwords, or circumvent encryption codes.
  • Use automated scripts, bots, or processes (such as mailing lists, auto-responders, or spam tools) that interfere with the proper functioning of the Services or place an unreasonable load on our infrastructure.
  • Engage in web scraping, crawling, or spidering of any page, data, or content from the Services, whether through manual or automated means.
  • Copy, store, or distribute any significant portion of our content without authorization.
  • Decompile, reverse-engineer, or attempt to access the source code or underlying components of the Services.

Furthermore, you agree that any financial information you provide through the Services pertains solely to your own accounts, assets, liabilities, and other financial details. You represent and warrant that you have all necessary rights and authorizations to provide such information, whether submitted by you or by third-party providers authorized by you.

A violation of any of the above restrictions may result in the suspension or termination of your access to the Services.

Intellectual Property

All content and materials available on our Services, including but not limited to text, graphics, logos, images, and software, are the intellectual property of their respective owners and are protected by applicable intellectual property laws.

Termination

We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to a violation of these Terms. Upon termination, you must cease using the Service immediately.

Disclaimer of Warranties

Our Services are provided "as is" and without warranty of any kind, either express or implied. We do not warrant that our Services will be uninterrupted, error-free, or free of viruses or other harmful components.

Financial Advice Disclaimer

YOR. isn't a registered financial advisor or broker-dealer and doesn't provide personalized financial, investment, tax, or legal advice. Our information is intended for informational purposes only and should not be considered as specific advice or recommendations. Your investment decisions should be based on your own risk tolerance and financial situation.

Limitation of Liability

In no event shall we be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our Services.

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses arising out of or in connection with your use of our Services.

Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting the revised Terms on our website. Your continued use of the Service after changes become effective constitutes your acceptance of the new Terms.

Contact Information

If you have any questions or concerns regarding these Terms, please contact us at: support@yor.capital.